Investing
Tax-efficient fund placement (a.k.a. “asset location”) – how and why we do it
By managing all of a client’s accounts as a single, holistic portfolio, we’re able to implement a strategy of tax-efficient fund placement (also known as “asset location[1]”). This technique is especially valuable for high-earners in high marginal tax brackets.
Podcast interview with Dimensional’s CEO, Gerard O’Reilly
Earlier this year, Gerard O’Reilly (former rocket scientist and current co-CEO of Dimensional Fund Advisors) was interviewed on our favorite investing podcast, Rational Reminder. Gerard is obviously brilliant, but he’s also one of the best communicators in the investment world.
Inflation’s impact on your portfolio and balance sheet
With inflation in the headlines, some might be wondering about its impact on their portfolio or overall financial situation.
Updated thoughts on Bitcoin
We previously provided our thoughts on Bitcoin in 2017, but we’ve felt compelled to expand on those perspectives given the cryptocurrency’s recent buzz and eye-popping price appreciation.
What to do about GameStop
Two weeks ago, we emailed our clients to address the story of GameStop. Figuring that others might appreciate our viewpoint, below is the entirety of that email.
The election and your portfolio
Last week, we emailed our clients to address anxiety over the upcoming election and its potential impact on their portfolios. Figuring that others might appreciate our viewpoint, below is the entirety of that email.
The economy does not equal the stock market (in the short-term)
Earlier this week, we emailed our clients to review the lessons learned from the unprecedented market volatility of the past few months. Figuring that others might appreciate our viewpoint, below is the entirety of that email.
Tax loss harvesting – how, when, and why we do it
Tax loss harvesting (TLH) refers to selling investments that are worth less than their original purchase price in order to realize (or “harvest”) the capital loss. The realized losses can be used to offset certain income[1], resulting in a lower tax bill.
Rebalancing client portfolios – how, when, and why we do it
Each of our clients has a specific allocation target for every asset class and category in which we invest. An example might be the following[1]:
The argument against Dollar-Cost Averaging (DCA)
In most situations, we discourage clients from Dollar-Cost Averaging (DCA; also referred to as “averaging in”) lump sums of excess cash that are available for long-term investing.