The Geometric Blog
Why all investors – even those in their 30s – should own bonds in their portfolios
The majority of our clients are at least a decade away from retirement, and most are still 20+ years out. Yet all of our clients have at least a small portion of their portfolios allocated to bonds (via low-cost, passively-managed, diversified bond mutual funds or ETFs).
Our thoughts on Bitcoin
With Bitcoin (and other “cryptocurrencies”) in the news on a daily basis, we wanted to provide our quick thoughts on whether or not it belongs in your portfolio.
Charitable Giving – You’re (Probably) Doing it Wrong
If you make all of your charitable donations using your credit card, you are almost certainly leaving money on the table. Whenever possible, you should donate appreciated securities, typically stocks, mutual funds, or ETFs that have increased in value since you purchased them (and that you have held for at least a year).
Discounted mortgage rates (via Bank of America Private Bank) now available to Geometric’s clients
We are excited to announce a partnership with Bank of America Private Bank that provides Geometric’s clients with discounted mortgage rates and flexibility in loan structure.
Lessons for the Next Stock Market Crisis
We recently came across two charts that provide valuable lessons from past stock market crashes.
Geometric releases mobile client portal
Geometric Wealth Advisors’ client portal is now available as a mobile app for Apple and Android devices.
Our criteria for investing in an asset class
When evaluating an asset class for inclusion in client portfolios (and our own), we consider three things:
Recognizing our Conflicts of Interest
The Department of Labor’s “Fiduciary Rule[1]” is a welcome change. It will require all financial advisors who manage retirement assets to put their clients’ interests ahead of their own.
Is buying a house a good investment?
Attached for download (click on the image below) is our whitepaper that analyzes both the financial and intangible benefits – and drawbacks – of homeownership. Editorial Note: This paper was published by the Association for Financial Counseling & Planning Education (AFCPE) in their 2nd Quarter 2017 Newsletter (Link).
The election’s impact on your investment plan
Earlier this week, we emailed our clients to discuss how the election results should (or should not) affect their investment plans. Figuring that others might appreciate our viewpoint, below is the entirety of that email.