Attached for download (click on the image below) is our whitepaper that analyzes both the financial and intangible benefits – and drawbacks – of homeownership.

Editorial Note: This paper was published by the Association for Financial Counseling & Planning Education (AFCPE) in their 2nd Quarter 2017 Newsletter (Link).

Executive Summary:

A house is the largest asset that most families will ever own.  It is also the most emotionally-meaningful.  Over the past two decades, housing values have increased significantly, even doubling or tripling in cities like New York and San Francisco.  These dynamics result in the conventional wisdom that renting is “throwing money away” while buying “builds equity.”  This whitepaper analyzes those assumptions while addressing the question, “is buying a house a good investment?”