The Details

Pricing

PORTFOLIO SIZE ANNUAL RATE
Up to $2.5 million 1.00%
Between $2.5 and $5 million 0.75%
Between $5 and $10 million 0.50%
Above $10 million 0.25%

 

  • This one fee covers all of our services described below (financial planning, portfolio management, and tax services)
  • Portfolio includes all accounts over which Geometric has discretion, which typically include taxable brokerage accounts/trusts, IRAs, 401(k)s, and 529s
  • Fee tiers are applied marginally (for example, a household with $3 million under management would pay 1.00% on the first $2.5 million and 0.75% on the remaining $500k)
  • Geometric does not have a minimum portfolio size but may institute a minimum annual fee based on each client’s circumstances

Services
(All included with the fee described above.)

FINANCIAL PLANNING

  • Comprehensive modeling of your net worth to provide you with a framework for quantifying financial decisions
  • Proactive guidance on all financial matters, including saving for retirement/financial independence, saving for education needs, housing decisions, debt management, insurance needs, charitable giving, and estate planning strategies
  • Ensuring that all of the above remains optimized without you needing to spend time or mental energy on it

PORTFOLIO MANAGEMENT

  • Holistic portfolio strategy integrating all of your accounts, customized for your goals and risk tolerance
  • Low-cost, tax-conscious, passive investment methodology implemented using mutual funds and ETFs from Dimensional Fund Advisors (some of which are not available to retail investors)
  • Daily monitoring for rebalancing and tax loss harvesting opportunities
  • Strategic placement of asset classes across your household’s accounts to optimize tax efficiency
  • “Behavioral finance coaching” to ensure you stick to your investment plan regardless of market turbulence or daily news cycle

TAX SERVICES

  • Tax preparation, filing, and ongoing consulting provided at no incremental charge by an experienced in-house CPA
  • Integration of tax and investing strategy to maximize after-tax returns
  • Real-time collaboration between tax preparer and wealth advisor means that you don’t have to spend time coordinating your financial life each tax season

ACCESS TO PREFERRED LENDING

  • Access to private banking services including preferred lending rates / terms via Geometric’s partnership with a private banking group
  • Streamlined lines of credit (collateralized by investments) if needed for short-term working capital