Your Other Options
| GEOMETRIC WEALTH ADVISORS | DO-IT-YOURSELF (Vanguard Fidelity, etc.) |
ROBO-ADVISOR (Wealthfront, Betterment, etc.) |
TRADITIONAL INDEPENDENT WEALTH MANAGEMENT FIRM | COMMISSION-BASED BROKER | |
|---|---|---|---|---|---|
| FINANCIAL PLANNING | |||||
| Proactive guidance on all financial matters | |||||
| Net worth projections to guide decision-making | |||||
| Advisors who understand your career and financial trajectory | |||||
| Plans that consider assets not directly managed by advisor | |||||
| Outsourcing of time required to make financial planning decisions | |||||
| Outsourcing of stress required to make financial planning decisions | |||||
| PORTFOLIO MANAGEMENT | |||||
| Low-cost investing | |||||
| Fully diversified portfolio | |||||
| Tax-efficient placement of investments | |||||
| Strategic tax loss harvesting | |||||
| Proper rebalancing techniques | |||||
| Access to mutual funds from Dimensional Fund Advisors | |||||
| “Factor” investing (tilted towards small-cap and value) | |||||
| Integration of 401(k) accounts into investment strategy | |||||
| Behavioral finance “coach” to prevent emotional decisions/mistakes | |||||
| Outsourcing of time required to manage portfolio | |||||
| Outsourcing of stress required to manage portfolio | |||||
| TAX SERVICES | |||||
| Deep integration between tax planning and investments | |||||
| Tax preparation/filing included in fee | |||||
| Ongoing tax consulting | |||||
| Year-end tax planning | |||||
| Guidance on tax-advantaged charitable giving | |||||
| ACCESS TO PREFERRED LENDING | |||||
| Access to preferred lending provided by our partner private bank | |||||
| Access to line of credit collateralized by investments | |||||